Exclusion to Damage Cover:
The following damages are not covered:
a. Damage or loss arising from theft where the vehicle is left unlocked or unsecured or you have failed to keep the keys secured.
b. Damage or loss to the Vehicle and third-party property caused by You driving the Vehicle, after the Vehicle has sustained radiator fluid loss, transmission or engine oil loss or loss of tyre pressure.
c. Damage or loss to the Vehicle caused by use of incorrect type of fuel.
d. Damage or loss due to loading and unloading other than normal wear and tear.
e. Damage or loss where the Vehicle is totally or partially immersed in water regardless of causes.
f. Damage or loss to the interior of the Vehicle, which requires professional cleaning and/or repair regardless of cause.
g. Damage or loss to the roof or overhead, tyres, windscreen and glass of the vehicle regardless of cause.
h. Damage to underbody of the Vehicle regardless of cause.
i. Damage or loss to the Vehicle and any third-party property caused by you or any other driver driving the Vehicle in a careless or reckless or dangerous manner.
j. Damage or loss to the Vehicle and third-party property caused or contributed by you where you leave the incident scene prior to police attendance and/or failing to formally report the incident to the police.
k. Loss of use of or consequential loss to third party property caused by your use of the vehicle regardless of fault.
l. Damage to the Vehicle and third-party property caused by you failing to properly secure any load or equipment to the Vehicle.
m. Damage or loss to the Vehicle while being transported or towed without
n. The cost of towing or salvage of the Vehicle from a remote or sparsely populated area.
o. Damage or loss to the Vehicle due to the use of snow chains or roof racks.
p. Damage or loss to any property owned by you or any friend, relative, associate and any person known to you and/or any property in your physical legal control.
q. Damage or loss to the Vehicle occurring out of allowed travel areas.
r. Legal and any other related expenses on a full indemnity basis and interest as a result of you failing to deliver immediately every summons, complaint, demand or notice in relation to any loss or damage.
oss to the interior of the Vehicle, which requires professional cleaning and/or repair regardless of cause.
g. Damage or loss to the roof or overhead, tyres, windscreen and glass of the vehicle regardless of cause.
h. Damage to underbody of the Vehicle regardless of cause.
i. Damage or loss to the Vehicle and any third-party property caused by you or any other driver driving the Vehicle in a careless or reckless or dangerous manner.
j. Damage or loss to the Vehicle and third-party property caused or contributed by you where you leave the incident scene prior to police attendance and/or failing to formally report the incident to the police.
k. Loss of use of or consequential loss to third party property caused by your use of the vehicle regardless of fault.
l. Damage to the Vehicle and third-party property caused by you failing to properly secure any load or equipment to the Vehicle.
m. Damage or loss to the Vehicle while being transported or towed without
n. The cost of towing or salvage of the Vehicle from a remote or sparsely populated area.
o. Damage or loss to the Vehicle due to the use of snow chains or roof racks.
p. Damage or loss to any property owned by you or any friend, relative, associate and any person known to you and/or any property in your physical legal control.
q. Damage or loss to the Vehicle occurring out of allowed travel areas.
r. Legal and any other related expenses on a full indemnity basis and interest as a result of you failing to deliver immediately every summons, complaint, demand or notice in relation to any loss or damage.